Why do I need Life and Critical Illness Insurance?
Because - Every 40 Seconds someone in the UK will be struck
down by a critical illness!
Facts: -
- You are THREE times more likely to suffer a critical
illness than to die before you retire
-
In 1997, 1 in 5 of all people who
consulted their GP were diagnosed as having a long
term illness
-
700 people every day in the UK will
suffer a heart attack - More than 50% of them will
survive
-
There are over 300,000 new cases of
male coronary heart disease in a typical year
-
More than 1 in 3 people will contract
cancer at some time in their lives - At least half
of them will survive more than 5 years
-
Each year in the UK, 100,000 people
have a stroke for the first time - Nearly 70% survive
for at least 12 months
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-
A Stroke is the largest single cause
of severe disability with over 300,000 people being
affected at any one time
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If you were to be diagnosed as having one of a defined
list of critical illnesses, you could actually become a bigger
burden, financially, on the family than if you had died!
(assuming you had sufficient life cover)
In the same way the foundations of a house support your house, your income
supports the lifestyle to which you have become accustomed.
How would you cope if your income stopped?
How long would your mortgage and other bills continue to become due?
How would your family cope financially if you suffered a critical
illness or you lost your income, or both?
By investing a small part of your current income in Critical Illness
Protection or Income Protection you can provide peace of mind for
you and your family
Source:
British
Heart Foundation website, June 2001, Cancer Research Campaign website,
May 2001, The Facts of Life & Health Insurance, Nov. 1999, The
Stroke Association 1999/GE Frankona Re, 2001, Cover Magazine, Oct
1997, Money Marketing Focus Supplement -summer 2001, The Stroke Association
1999/GE Frankona Re, 2001, The Facts of Life & Health Insurance
Nov 1999, Regional Trends 32, 1997, British Heart Foundation website.
Morbidity and Mortality statistics (2002). 11023N.07.200
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