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Mortgages
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| First Time Buyers |
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| Buying a house is one of the most important
purchases you will make, buying a house for the
first time will be an even more daunting prospect.
Obtaining Mortgage Advice
Terms such as "loan to value ratio", "income multiples" and "discounted
mortgages" may all sound very confusing when someone explains things
for the first time and it is important to get as much advice as possible.
Our mortgage advisers can explain any of these terms to you, and offer
a free, no obligation mortgage quotation service.
Will I get accepted?
Buying a house may involve substantial amounts of money, but the key
thing is to remember that you are buying an asset, which should go
up in value, as opposed to a car, which will almost certainly decrease
in value.
Always remember that it is in the lenders'
best interest to provide you with a mortgage,
as long as they do not feel you are stretching
yourself. A mortgage is generally a lower
risk to them, compared to a personal loan,
or a credit card, as they always have the
house to "secure" the loan if you
are unable to make your payments.
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SBK Financial Services Limited is an appointed representative of Intrinsic Mortgage Planning Limited which is authorised and regulated by the Financial Services Authority.
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Written quotations available
on request. Mortgage secured on property. Insurance may be
required. Loans subject to status, type and value of property.
Think carefully before securing other debts against your home. Your home
may be repossessed if you do not keep up repayments on your
mortgage. |
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